Super vs Retail

If our clients held the same recommended level of cover inside their super fund, it would cost an average of $4,057 a year, vs $2,658 for the retail policy we recommend

$4,057Avg super premium / yr
$2,658Avg retail premium / yr
$1,399Saved per year
Fund breakdown

Where our clients were switching from

AMP Super
4 clients
Super$3,168/yr
Retail (recommended)$1,416/yr
$1,752 less per year with Skye
AMP Super costs 124% more
ANZ Smart Choice Super
6 clients
Super$2,390/yr
Retail (recommended)$2,210/yr
$180 less per year with Skye
ANZ Smart Choice Super costs 8% more
Super product score35
Retail product score82
+47 product score
Australian Ethical
2 clients
Super$805/yr
Retail (recommended)$1,362/yr
+$557 more per year
Australian Ethical costs 41% less
Super product score44
Retail product score88
+44 product score
Australian Retirement Trust
66 clients
Super$4,827/yr
Retail (recommended)$2,662/yr
$2,165 less per year with Skye
Australian Retirement Trust costs 81% more
Super product score43
Retail product score82
+40 product score
Australian Super
96 clients
Super$6,030/yr
Retail (recommended)$3,290/yr
$2,740 less per year with Skye
Australian Super costs 83% more
Super product score46
Retail product score84
+37 product score
Aware Super
34 clients
Super$3,779/yr
Retail (recommended)$3,409/yr
$370 less per year with Skye
Aware Super costs 11% more
Super product score48
Retail product score82
+34 product score
Brighter Super
3 clients
Super$2,068/yr
Retail (recommended)$1,400/yr
$668 less per year with Skye
Brighter Super costs 48% more
Super product score34
Retail product score79
+46 product score
Care Super
5 clients
Super$9,932/yr
Retail (recommended)$7,099/yr
$2,833 less per year with Skye
Care Super costs 40% more
Super product score39
Retail product score81
+42 product score
Catholic Super
3 clients
Super$3,258/yr
Retail (recommended)$2,177/yr
$1,081 less per year with Skye
Catholic Super costs 50% more
Super product score42
Retail product score85
+43 product score
CBUS
15 clients
Super$4,864/yr
Retail (recommended)$3,070/yr
$1,794 less per year with Skye
CBUS costs 58% more
Super product score38
Retail product score82
+45 product score
Colonial First State
11 clients
Super$2,504/yr
Retail (recommended)$2,055/yr
$449 less per year with Skye
Colonial First State costs 22% more
Super product score39
Retail product score81
+42 product score
Commonwealth Superannuation Corporation
1 client
Super$2,169/yr
Retail (recommended)$1,113/yr
$1,056 less per year with Skye
Commonwealth Superannuation Corporation costs 95% more
Equipsuper
2 clients
Super$1,718/yr
Retail (recommended)$1,740/yr
+$22 more per year
Equipsuper costs 1% less
Super product score41
Retail product score84
+43 product score
Essential Super
1 client
Super$870/yr
Retail (recommended)$995/yr
+$125 more per year
Essential Super costs 13% less
Super product score40
Retail product score80
+40 product score
ESSSuper
1 client
Super$3,926/yr
Retail (recommended)$1,088/yr
$2,838 less per year with Skye
ESSSuper costs 261% more
Super product score32
Retail product score79
+47 product score
First Super
2 clients
Super$4,645/yr
Retail (recommended)$1,408/yr
$3,237 less per year with Skye
First Super costs 230% more
Super product score24
Retail product score77
+53 product score
Future Super
1 client
Super$745/yr
Retail (recommended)$691/yr
$54 less per year with Skye
Future Super costs 8% more
GESB
8 clients
Super$1,309/yr
Retail (recommended)$1,122/yr
$187 less per year with Skye
GESB costs 17% more
Super product score33
Retail product score81
+48 product score
Guild Super
1 client
Super$1,082/yr
Retail (recommended)$911/yr
$171 less per year with Skye
Guild Super costs 19% more
Super product score35
Retail product score81
+46 product score
HESTA
39 clients
Super$3,351/yr
Retail (recommended)$2,038/yr
$1,313 less per year with Skye
HESTA costs 64% more
Super product score38
Retail product score82
+44 product score
Hostplus
86 clients
Super$3,101/yr
Retail (recommended)$2,470/yr
$631 less per year with Skye
Hostplus costs 26% more
Super product score43
Retail product score84
+41 product score
IOOF
2 clients
Super$3,521/yr
Retail (recommended)$2,040/yr
$1,481 less per year with Skye
IOOF costs 73% more
Super product score49
Retail product score83
+34 product score
Media Super
1 client
Super$2,292/yr
Retail (recommended)$2,852/yr
+$560 more per year
Media Super costs 20% less
Mercer
15 clients
Super$5,652/yr
Retail (recommended)$3,162/yr
$2,490 less per year with Skye
Mercer costs 79% more
Super product score45
Retail product score79
+33 product score
Netwealth
3 clients
Super$2,389/yr
Retail (recommended)$2,212/yr
$177 less per year with Skye
Netwealth costs 8% more
Super product score45
Retail product score88
+43 product score
NGS Super
5 clients
Super$2,275/yr
Retail (recommended)$2,918/yr
+$643 more per year
NGS Super costs 22% less
Super product score45
Retail product score80
+35 product score
Plum Super
5 clients
Super$4,124/yr
Retail (recommended)$2,709/yr
$1,415 less per year with Skye
Plum Super costs 52% more
Super product score38
Retail product score82
+44 product score
Prime Super
2 clients
Super$4,419/yr
Retail (recommended)$2,225/yr
$2,194 less per year with Skye
Prime Super costs 99% more
Super product score32
Retail product score79
+47 product score
PSSAP
4 clients
Super$3,908/yr
Retail (recommended)$1,889/yr
$2,019 less per year with Skye
PSSAP costs 107% more
Super product score29
Retail product score81
+52 product score
QSuper
24 clients
Super$6,294/yr
Retail (recommended)$2,803/yr
$3,491 less per year with Skye
QSuper costs 125% more
Super product score38
Retail product score84
+46 product score
REI Super
1 client
Super$3,642/yr
Retail (recommended)$1,777/yr
$1,865 less per year with Skye
REI Super costs 105% more
Super product score35
Retail product score85
+50 product score
Rest
31 clients
Super$3,298/yr
Retail (recommended)$2,227/yr
$1,071 less per year with Skye
Rest costs 48% more
Super product score41
Retail product score82
+41 product score
Russell Investments
1 client
Super$2,484/yr
Retail (recommended)$2,374/yr
$110 less per year with Skye
Russell Investments costs 5% more
Super product score36
Retail product score82
+46 product score
smartMonday
2 clients
Super$14,630/yr
Retail (recommended)$7,796/yr
$6,834 less per year with Skye
smartMonday costs 88% more
Super product score35
Retail product score83
+48 product score
Super SA
7 clients
Super$920/yr
Retail (recommended)$1,350/yr
+$430 more per year
Super SA costs 32% less
Super product score22
Retail product score82
+60 product score
Team Super
4 clients
Super$7,544/yr
Retail (recommended)$4,170/yr
$3,374 less per year with Skye
Team Super costs 81% more
Super product score37
Retail product score83
+46 product score
UniSuper
33 clients
Super$3,556/yr
Retail (recommended)$1,985/yr
$1,571 less per year with Skye
UniSuper costs 79% more
Super product score46
Retail product score85
+39 product score
Vanguard Super
2 clients
Super$2,945/yr
Retail (recommended)$2,168/yr
$777 less per year with Skye
Vanguard Super costs 36% more
Super product score36
Retail product score83
+47 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year with Skye
Verve Super costs 31% more
Super product score27
Retail product score88
+61 product score
Vision Super
5 clients
Super$1,775/yr
Retail (recommended)$1,448/yr
$327 less per year with Skye
Vision Super costs 23% more
Super product score38
Retail product score86
+48 product score

Based on audited like-for-like comparisons across 535 Skye Wealth client policies between 10/01/26 and 31/08/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.

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