Super vs Retail

If our clients held the same recommended level of cover inside their super fund, it would cost an average of $4,250 a year, vs $2,783 for the retail policy we recommend

$4,250Avg super premium / yr
$2,783Avg retail premium / yr
$1,467Saved per year
Fund breakdown

Where our clients were switching from

AMP Super
4 clients
Super$3,168/yr
Retail (recommended)$1,416/yr
$1,752 less per year with Skye
AMP Super costs 124% more
ANZ Smart Choice Super
2 clients
Super$2,915/yr
Retail (recommended)$3,098/yr
+$183 more per year
ANZ Smart Choice Super costs 6% less
Super product score41
Retail product score79
+39 product score
Australian Retirement Trust
58 clients
Super$4,872/yr
Retail (recommended)$2,692/yr
$2,180 less per year with Skye
Australian Retirement Trust costs 81% more
Super product score43
Retail product score82
+39 product score
Australian Super
93 clients
Super$6,017/yr
Retail (recommended)$3,276/yr
$2,741 less per year with Skye
Australian Super costs 84% more
Super product score46
Retail product score83
+37 product score
Aware Super
34 clients
Super$3,779/yr
Retail (recommended)$3,409/yr
$370 less per year with Skye
Aware Super costs 11% more
Super product score48
Retail product score82
+34 product score
Brighter Super
3 clients
Super$2,068/yr
Retail (recommended)$1,400/yr
$668 less per year with Skye
Brighter Super costs 48% more
Super product score34
Retail product score79
+46 product score
Care Super
5 clients
Super$9,932/yr
Retail (recommended)$7,099/yr
$2,833 less per year with Skye
Care Super costs 40% more
Super product score39
Retail product score81
+42 product score
Catholic Super
2 clients
Super$3,864/yr
Retail (recommended)$2,548/yr
$1,316 less per year with Skye
Catholic Super costs 52% more
Super product score43
Retail product score87
+44 product score
Catholic super
1 client
Super$2,048/yr
Retail (recommended)$1,434/yr
$614 less per year with Skye
Catholic super costs 43% more
Super product score40
Retail product score82
+42 product score
CBUS
14 clients
Super$4,882/yr
Retail (recommended)$3,123/yr
$1,759 less per year with Skye
CBUS costs 56% more
Super product score37
Retail product score82
+45 product score
Colonial First State
7 clients
Super$2,510/yr
Retail (recommended)$2,216/yr
$294 less per year with Skye
Colonial First State costs 13% more
Super product score40
Retail product score81
+40 product score
EQUIPSUPER
1 client
Super$2,027/yr
Retail (recommended)$2,387/yr
+$360 more per year
EQUIPSUPER costs 15% less
Super product score42
Retail product score86
+44 product score
HESTA
29 clients
Super$3,376/yr
Retail (recommended)$2,091/yr
$1,285 less per year with Skye
HESTA costs 61% more
Super product score39
Retail product score82
+43 product score
Hostplus
72 clients
Super$3,176/yr
Retail (recommended)$2,557/yr
$619 less per year with Skye
Hostplus costs 24% more
Super product score43
Retail product score84
+41 product score
Media Super
1 client
Super$2,292/yr
Retail (recommended)$2,852/yr
+$560 more per year
Media Super costs 20% less
Mercer
12 clients
Super$6,098/yr
Retail (recommended)$3,053/yr
$3,045 less per year with Skye
Mercer costs 100% more
Super product score45
Retail product score77
+32 product score
NGS Super
4 clients
Super$2,245/yr
Retail (recommended)$3,192/yr
+$947 more per year
NGS Super costs 30% less
Super product score46
Retail product score80
+34 product score
Plum Super
5 clients
Super$4,124/yr
Retail (recommended)$2,709/yr
$1,415 less per year with Skye
Plum Super costs 52% more
Super product score38
Retail product score82
+44 product score
Prime Super
2 clients
Super$4,419/yr
Retail (recommended)$2,225/yr
$2,194 less per year with Skye
Prime Super costs 99% more
Super product score32
Retail product score79
+47 product score
QSuper
24 clients
Super$6,294/yr
Retail (recommended)$2,803/yr
$3,491 less per year with Skye
QSuper costs 125% more
Super product score38
Retail product score84
+46 product score
Rest
26 clients
Super$3,221/yr
Retail (recommended)$2,241/yr
$980 less per year with Skye
Rest costs 44% more
Super product score42
Retail product score81
+40 product score
UniSuper
31 clients
Super$3,513/yr
Retail (recommended)$1,997/yr
$1,516 less per year with Skye
UniSuper costs 76% more
Super product score46
Retail product score85
+39 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year with Skye
Verve Super costs 31% more
Super product score27
Retail product score88
+61 product score
Vision Super
5 clients
Super$1,775/yr
Retail (recommended)$1,448/yr
$327 less per year with Skye
Vision Super costs 23% more
Super product score38
Retail product score86
+48 product score

Based on audited like-for-like comparisons across 436 Skye Wealth client policies between 10/01/26 and 26/08/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.

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