Super vs Retail
If our clients held the same recommended level of cover inside their super fund, it would cost an average of $4,108 a year, vs $2,679 for the retail policy we recommend
$4,108Avg super premium / yr
$2,679Avg retail premium / yr
$1,429Saved per year
Fund breakdown
Where our clients were switching from
AMP Super
3 clients
Super$2,598/yr
Retail (recommended)$1,143/yr
$1,455 less per year with Skye
AMP Super costs 127% moreANZ Smart Choice Super
6 clients
Super$2,390/yr
Retail (recommended)$2,210/yr
$180 less per year with Skye
ANZ Smart Choice Super costs 8% moreSuper product score35
Retail product score82
+47 product score
Australian Ethical
2 clients
Super$805/yr
Retail (recommended)$1,362/yr
+$557 more per year
Australian Ethical costs 41% lessSuper product score44
Retail product score88
+44 product score
Australian Retirement Trust
71 clients
Super$4,770/yr
Retail (recommended)$2,661/yr
$2,109 less per year with Skye
Australian Retirement Trust costs 79% moreSuper product score42
Retail product score82
+40 product score
Australian Super
96 clients
Super$6,241/yr
Retail (recommended)$3,278/yr
$2,963 less per year with Skye
Australian Super costs 90% moreSuper product score46
Retail product score83
+38 product score
Aware Super
35 clients
Super$3,512/yr
Retail (recommended)$3,216/yr
$296 less per year with Skye
Aware Super costs 9% moreSuper product score48
Retail product score82
+34 product score
Brighter Super
3 clients
Super$2,068/yr
Retail (recommended)$1,400/yr
$668 less per year with Skye
Brighter Super costs 48% moreSuper product score34
Retail product score79
+46 product score
Care Super
6 clients
Super$9,682/yr
Retail (recommended)$6,741/yr
$2,941 less per year with Skye
Care Super costs 44% moreSuper product score38
Retail product score81
+43 product score
Catholic Super
3 clients
Super$3,258/yr
Retail (recommended)$2,177/yr
$1,081 less per year with Skye
Catholic Super costs 50% moreSuper product score42
Retail product score85
+43 product score
CBUS
16 clients
Super$5,170/yr
Retail (recommended)$3,241/yr
$1,929 less per year with Skye
CBUS costs 60% moreSuper product score37
Retail product score82
+45 product score
Colonial First State
11 clients
Super$2,506/yr
Retail (recommended)$1,980/yr
$526 less per year with Skye
Colonial First State costs 27% moreSuper product score38
Retail product score80
+43 product score
Commonwealth Superannuation Corporation
2 clients
Super$2,584/yr
Retail (recommended)$1,529/yr
$1,055 less per year with Skye
Commonwealth Superannuation Corporation costs 69% moreSuper product score29
Retail product score80
+51 product score
Equipsuper
1 client
Super$2,027/yr
Retail (recommended)$2,387/yr
+$360 more per year
Equipsuper costs 15% lessSuper product score42
Retail product score86
+44 product score
Essential Super
1 client
Super$870/yr
Retail (recommended)$995/yr
+$125 more per year
Essential Super costs 13% lessSuper product score40
Retail product score80
+40 product score
ESSSuper
1 client
Super$3,926/yr
Retail (recommended)$1,088/yr
$2,838 less per year with Skye
ESSSuper costs 261% moreSuper product score32
Retail product score79
+47 product score
First Super
2 clients
Super$4,645/yr
Retail (recommended)$1,408/yr
$3,237 less per year with Skye
First Super costs 230% moreSuper product score24
Retail product score77
+53 product score
Future Super
1 client
Super$745/yr
Retail (recommended)$691/yr
$54 less per year with Skye
Future Super costs 8% moreGESB
10 clients
Super$1,452/yr
Retail (recommended)$1,285/yr
$167 less per year with Skye
GESB costs 13% moreSuper product score33
Retail product score81
+48 product score
HESTA
40 clients
Super$3,142/yr
Retail (recommended)$1,920/yr
$1,222 less per year with Skye
HESTA costs 64% moreSuper product score38
Retail product score82
+43 product score
Hostplus
100 clients
Super$3,358/yr
Retail (recommended)$2,570/yr
$788 less per year with Skye
Hostplus costs 31% moreSuper product score43
Retail product score83
+41 product score
IOOF
2 clients
Super$3,521/yr
Retail (recommended)$2,040/yr
$1,481 less per year with Skye
IOOF costs 73% moreSuper product score49
Retail product score83
+34 product score
Media Super
1 client
Super$2,292/yr
Retail (recommended)$2,852/yr
+$560 more per year
Media Super costs 20% lessMercer
14 clients
Super$5,646/yr
Retail (recommended)$3,106/yr
$2,540 less per year with Skye
Mercer costs 82% moreSuper product score44
Retail product score78
+34 product score
Netwealth
3 clients
Super$2,389/yr
Retail (recommended)$2,212/yr
$177 less per year with Skye
Netwealth costs 8% moreSuper product score45
Retail product score88
+43 product score
NGS Super
5 clients
Super$2,275/yr
Retail (recommended)$2,918/yr
+$643 more per year
NGS Super costs 22% lessSuper product score45
Retail product score80
+35 product score
Plum Super
5 clients
Super$4,124/yr
Retail (recommended)$2,709/yr
$1,415 less per year with Skye
Plum Super costs 52% moreSuper product score38
Retail product score82
+44 product score
Prime Super
3 clients
Super$4,572/yr
Retail (recommended)$2,370/yr
$2,202 less per year with Skye
Prime Super costs 93% moreSuper product score32
Retail product score78
+46 product score
PSSAP
6 clients
Super$4,128/yr
Retail (recommended)$1,732/yr
$2,396 less per year with Skye
PSSAP costs 138% moreSuper product score29
Retail product score82
+53 product score
QSuper
28 clients
Super$7,078/yr
Retail (recommended)$2,997/yr
$4,081 less per year with Skye
QSuper costs 136% moreSuper product score37
Retail product score84
+47 product score
REI Super
1 client
Super$3,642/yr
Retail (recommended)$1,777/yr
$1,865 less per year with Skye
REI Super costs 105% moreSuper product score35
Retail product score85
+50 product score
Rest
33 clients
Super$3,173/yr
Retail (recommended)$2,241/yr
$932 less per year with Skye
Rest costs 42% moreSuper product score40
Retail product score81
+41 product score
Russell Investments
1 client
Super$2,484/yr
Retail (recommended)$2,374/yr
$110 less per year with Skye
Russell Investments costs 5% moreSuper product score36
Retail product score82
+46 product score
smartMonday
2 clients
Super$14,630/yr
Retail (recommended)$7,796/yr
$6,834 less per year with Skye
smartMonday costs 88% moreSuper product score35
Retail product score83
+48 product score
Super SA
10 clients
Super$1,157/yr
Retail (recommended)$1,443/yr
+$286 more per year
Super SA costs 20% lessSuper product score23
Retail product score81
+58 product score
Team Super
4 clients
Super$7,544/yr
Retail (recommended)$4,170/yr
$3,374 less per year with Skye
Team Super costs 81% moreSuper product score37
Retail product score83
+46 product score
UniSuper
34 clients
Super$3,554/yr
Retail (recommended)$2,031/yr
$1,523 less per year with Skye
UniSuper costs 75% moreSuper product score46
Retail product score85
+39 product score
Vanguard Super
2 clients
Super$2,945/yr
Retail (recommended)$2,168/yr
$777 less per year with Skye
Vanguard Super costs 36% moreSuper product score36
Retail product score83
+47 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year with Skye
Verve Super costs 31% moreSuper product score27
Retail product score88
+61 product score
Vision Super
6 clients
Super$1,981/yr
Retail (recommended)$1,582/yr
$399 less per year with Skye
Vision Super costs 25% moreSuper product score38
Retail product score85
+47 product score
Based on audited like-for-like comparisons across 571 Skye Wealth client policies between 10/01/26 and 28/09/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.
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