As an Australian living overseas, you may have secured a new job, embraced a different culture, or simply chased new opportunities—but one thing you shouldn’t leave behind is financial security. Many expats assume that they won’t be able to take out a new cover while living abroad, but that’s not always the case. The good news? Getting covered as an Australian expatriate is possible, but it comes with specific eligibility criteria, limitations, and benefits that you need to understand. 

January’s almost over, and while we’ve all had time to settle back into our routines, there’s still one New Year’s resolution that deserves a second look—your financial security. Whether you’ve started hitting the gym, eating healthier, or simply trying to spend less after the holiday blowout, one thing that often gets overlooked is how your health history impacts your life insurance. 

The festive season often brings joy, but let’s face it—it can also leave your wallet feeling like it’s gone a few rounds in the ring. As the holiday cheer fades and we step into 2025, it’s the perfect time to take a good, hard look at your finances. Between gifts, celebrations, and those last-minute New Year getaways, your budget might be begging for mercy. But here’s the silver lining: working with an adviser can help you save money in unexpected ways, especially when it comes to life insurance. 

As we welcome 2025, it’s time to set resolutions that truly matter—like taking control of your finances. One area you might not have considered is how your life insurance is structured. If your insurance is currently linked to your superannuation fund, you could be missing out!

The holidays are here, and for young professionals, it’s the perfect time to reflect on your financial habits. Whether you’ve landed your first job, are navigating higher paychecks, or just trying to get by in this cost-of-living crunch, boosting your financial literacy can set you up for success in 2025 and beyond.  

Christmas is one of the best times of the year, but it’s also one of the most expensive. Between gift shopping, decorations, travel plans, and festive feasts, it’s easy to feel like your wallet’s taken a direct hit from Santa’s sleigh. But don’t worry – with a little planning and some savvy tips, you can enjoy the season without ending up in a financial hole. 

Imagine this: You’re going about your day when a text pops up from your super fund saying, “We’ve processed your request to roll over your super fund.” Cue the panic. Did someone hack your account? Is your retirement savings gone? Relax—it’s likely just your life insurance premium being paid. 

Forget the tired stereotype about millennials blowing their savings on smashed avo and overpriced lattes. The truth? Millennials are smart about money. Nearly 68% of millennials budget, 44% are saving for a house deposit, and younger Aussies are slashing their spending to combat rising costs of living. Now have you stopped to consider how life insurance might help?

Let’s be honest, we’ve all gone the extra mile for that perfect selfie—perched on the edge of a lookout, posing next to some “friendly” wildlife, or leaning a little too far over a waterfall. It’s all fun and games until you realise the risks, not just to your life but also to your life insurance. 

Whether you’re just starting out with insurance or looking for ways to make premiums a little easier on your wallet, there’s good news: you might not need to pay for your insurance out-of-pocket at all.  

Let’s be real—cancer talk isn’t always the most fun, but when it comes to prostate cancer, it’s a convo worth having, especially since it's the most commonly diagnosed cancer in Australia. For Movember 2024, we’re breaking down why awareness, early detection, and a bit of knowledge can make all the difference. So, get comfortable, grab a coffee, and let’s chat about prostate cancer. 

Getting into insurance can feel like stepping into a maze of confusing terms and choices. If you're in your 20s or 30s, you might be asking yourself, "Do I really need this?" or "Where do I even start?"

As we recognise Lung Cancer Awareness Month this November, there’s no better time to learn the facts and support prevention. Whether you’re a smoker, a former smoker, or have always been smoke-free, knowing the risks and realities of lung cancer can help you, your family, and friends stay informed.  

When we think about life insurance or trauma cover, it’s easy to assume we won’t need to claim on those policies until we’re much older. But recent data from AIA Australia shows that the reality is quite different: the average claimant age for trauma cover is surprisingly young, and you're more likely to make a Trauma claim in your 50s. 

Australia’s life insurance industry is getting a makeover when it comes to premium labels. If you've been paying attention to your life insurance policy terms, you might have noticed words like "Stepped" and "Level" popping up. By December 31, 2024, these labels are being redefined for new retail policies, and here’s why it matters for you. 

Halloween’s creeping closer, and while the scares might be fun, an empty bank account is definitely not. Luckily, celebrating Halloween doesn’t have to mean spooking your wallet. Here are five clever ways to keep the thrill without the hefty bill.

Women’s breasts go through all kinds of changes over a lifetime, thanks to hormones and ageing. And while some of these changes are totally normal, they can also come with a few health risks — like breast cancer.

Breakups are tough enough without thinking about your insurance. But if you’re going through a divorce or separation, reviewing your life insurance and other policies isn’t just a good idea—it’s essential. Changes to your personal life mean your financial protection needs to keep up. 

It’s no surprise that October 10 is #WorldMentalHealthDay, and this year, it’s all about highlighting one thing: connections. From your mates to your community and even your connection to yourself—keeping these connections strong plays a crucial role in maintaining good mental health. And let's be honest, with over 40% of Aussies having experienced a mental health issue in their lifetime, it's time to talk about the importance of staying connected. 

If you're looking to boost your super beyond the standard employer contributions, you've come to the right place. Whether you're flying solo or navigating the financial seas with a partner, making smart contributions to your super can really set you up for a comfortable retirement. Let’s dive into why pumping up your super matters and how to do it.