Personalised insurance advice.
Choose cover with confidence.
From quote to cover.
But if we need it? It better be up to the job.
We’re fully online (and on your phone), offering real-time access to qualified advisers. No automatic quoting systems here—just tailored advice based on your unique needs.
Insurance is one of those things that we hope we never use.
Why Skye?
Everyone has a life insurance perfect match.
Our life insurance advice includes a thorough review of your financial, health and lifestyle circumstances. If we know how you live now and what you want from the future, we can recommend insurance cover that will deliver on those dreams no matter what.
Insurance can be complex—jargon, exclusions, waiting periods. We break it down into simple, clear advice so you know exactly what you’re getting. We check the small print, weigh the options, and help you decide what coverage is right for you.
How does our insurance process work?
1. Phone call
We use this call to find out what’s important to you and if we’re a good fit.
2. Proposal fee
We'll assess your needs, review current policies (if any), and provide tailored recommendations (products, coverage) that best suit you.
$330 (single) OR $495 (couple) once-off
For self employed - $495 (single) OR $770 (couple) once-off
3. Questionnaire
Step through our simple questionnaire to tell us about your lifestyle, health, finances, and income.
4. Advice preparation
Once we gather all your details, we’ll pre-assess with insurers and map out the best strategy for your unique needs. Keep in mind, this process can take up to 8 weeks, depending on how complex your needs are.
5. Advice meeting
Once your advice document is ready, we’ll get you to book in a call with your adviser to walk you through the strategy we've crafted and explain our recommendations.
6. Application
Choose from our recommendations, and we'll handle the paperwork and submit your application for you. Keep in mind, this step can take several weeks or even months, depending on the insurer and specific application requirements. We'll ensure you're informed throughout the process.
7. Policy in force
Once your insurer gives the green light and your policies are active, we’ll let you know right away and provide you with the policy documents. At this point, you can rest easy knowing your family’s safe by having the right insurances in place.
Just a heads up—your first premium payment will be due around this time too. Please make sure you have enough funds available to cover it.
Review
When life changes happen, we're here to help. Reach out to us whenever you need to update your insurance to make sure your insurance is still fitting snugly around your life's needs.