Online life insurance comparison

Are you looking for life insurance in all the wrong places?

Why you should speak to a life insurance adviser instead of comparing policies online.

Making sense of life insurance is hard. There are hundreds of policies out there, which might be the reason why online insurance comparison sites are a serious hobby for loads of us. 

A quick online calculation seems like the easiest way to get life insurance recommendations without the headaches. But you are weighing up your own choices without any in-depth knowledge of life insurance policy terms and conditions. Do you trust your own recommendations? 

Here’s why it might be just as easy (and better in the long run) to speak to a life insurance adviser.

We consult before we customise

It’s easy to come unstuck when comparing policies online. The easy part is comparing the cover amount and the premiums. But the real differences are in the fine print. This is where an insurer lists their definitions, limitations and exclusions – the important stuff that tells you if they’ll pay a claim or not. 

Everyone is different, so we need to get personal to find the right type of life insurance. With a clear picture of your finances, health and lifestyle, we start to form our recommendations on what policy will give you the financial safety net you need now.

And we’ll talk you through the nitty gritty so you know exactly what you’re getting yourself into. No one gets left behind to figure it out alone.

We’re working for you, not the insurance companies

It’s true – those online sites that promise to compare insurance policies for you are not actually comparing that many policies at all. Some of them only include a handful of companies – participating insurers – so when they narrow down a policy recommendation for you, it could still be way off the mark. We use a wider net.

We think life insurance is pretty important. The last thing a family needs when facing the loss of a loved one, or a serious illness or injury is financial stress. Finding the right policy could be the difference between your family thriving or just surviving when something goes wrong. Knowing that you’ll have a roof over your head and can keep up with the bills can bring relief in tough times.

We work with all insurers and are not owned by any. So, we proactively search for your cover based on what you tell us. Our interest is with you, not the insurance companies, so you can feel confident in the recommendations we make. 

Your own personal life insurance adviser 

As you move through different stages of life, tweaking your insurance policies keeps you covered with the right level of financial protection. The last thing you need is to jump on the online comparison bandwagon every time things change. So, we’ll stick around and dial it up or down when you need it.

It’s our job to know life insurance policies inside and out. You don’t have to wrangle with online comparison sites ever again. No one lives an off-the-shelf life, so why choose your life insurance that way? 

We’re proudly online (and on the phone) to give you life insurance choices.