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The truth about super funds: Are they keeping your tax refund for insurance premiums? 

Superannuation, or "super," is a big deal when it comes to planning for retirement in Australia. We trust our super funds to handle our savings ethically and efficiently, especially when it comes to those all-important tax refunds. But sadly, some super funds have been getting a bad rap for allegedly messing up these refunds.

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Income protection: inside or outside super?  

Income protection insurance can be a financial lifesaver if you get sick or injured and can’t work for a while. It provides a monthly income to help cover your living expenses during tough times. You can get this insurance either through your superannuation fund or as a separate policy (retail insurance). Each option has its own pros and cons. Let’s break down the key differences so you can decide what’s best for you.

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Supercharged savings: Understanding your super contribution options (as of 22-23 FY) 

If you're looking to buff up your super beyond the usual employer contributions, you've stumbled onto some gold info here. Whether you're flying solo or navigating financial waters with your significant other, making smart contributions to your super can really pay off as you sail toward retirement. Let’s dive into the how and why of pumping up your super savings.

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The truth about insurance in your superannuation fund

Here at Skye, we’re passionate about insurance. Specifically personal insurances, such as Life, Total and Permanent Disability (TPD), Trauma and Income Protection Insurance. Unfortunately, not all personal insurance policies are created equally, and the cover you get from Insurer A vs Insurer B might be the difference between a successful insurance claim or a difficult, if not impossible battle to receive support when needed.

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Avoid this trap when making super contributions

Oh the joy to see the sun shining, the beaches golden, and you are waking up in the retirement spot of your dreams! Look, we get it, talking about saving for that retirement isn't exactly thrilling, but with some careful planning, you could be on track to live out your golden years in style. This blog post is all about how you can level up your savings game while securing some great tax deductions. So keep reading...

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