Imagine this: You’re going about your day when a text pops up from your super fund saying, “We’ve processed your request to roll over your super fund.” Cue the panic. Did someone hack your account? Is your retirement savings gone? Relax—it’s likely just your life insurance premium being paid. 

Whether you’re just starting out with insurance or looking for ways to make premiums a little easier on your wallet, there’s good news: you might not need to pay for your insurance out-of-pocket at all.  

Superannuation, or "super," is a big deal when it comes to planning for retirement in Australia. We trust our super funds to handle our savings ethically and efficiently, especially when it comes to those all-important tax refunds. But sadly, some super funds have been getting a bad rap for allegedly messing up these refunds.

Income protection insurance can be a financial lifesaver if you get sick or injured and can’t work for a while. It provides a monthly income to help cover your living expenses during tough times. You can get this insurance either through your superannuation fund or as a separate policy (retail insurance). Each option has its own pros and cons. Let’s break down the key differences so you can decide what’s best for you.

If you're looking to buff up your super beyond the usual employer contributions, you've stumbled onto some gold info here. Whether you're flying solo or navigating financial waters with your significant other, making smart contributions to your super can really pay off as you sail toward retirement. Let’s dive into the how and why of pumping up your super savings.

Here at Skye, we’re passionate about insurance. Specifically personal insurances, such as Life, Total and Permanent Disability (TPD), Trauma and Income Protection Insurance. Unfortunately, not all personal insurance policies are created equally, and the cover you get from Insurer A vs Insurer B might be the difference between a successful insurance claim or a difficult, if not impossible battle to receive support when needed.

Did you know that April 1 wasn’t just for pranks in 2020? Nope, there were some sneaky changes in the law that could totally impact your insurance in superannuation fund. And of course, no one's really talking about it. Read on before you encounter another surprise!

Oh the joy to see the sun shining, the beaches golden, and you are waking up in the retirement spot of your dreams! Look, we get it, talking about saving for that retirement isn't exactly thrilling, but with some careful planning, you could be on track to live out your golden years in style. This blog post is all about how you can level up your savings game while securing some great tax deductions. So keep reading...

The way Skye sets up your insurance allows you to pay some premiums from your super, but doesn't require you to change your super fund.

Find out whether the life insurance in your super fund will cover you when the going gets tough. Our life insurance advisers make it easy to compare your group policy with one tailored for you.