Even thinking about it makes our heads hurt. But the truth is, no one is invincible. So while we may not like to think about it, bad things can happen to anyone at any time. And I get why you don't have the headspace right now for your own mortality. But the thing is, life insurance is not just money for when you die. So hear me out.

Our youngest daughter shares her middle name with Phil’s sister, who died when she was four weeks old. Now this sounds sentimental, and really for the most part it is, except that Phil has also trained our 5 year old to recite her name with the tagline, ‘I’m named after my dead aunty.’ Very cute

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