If you’ve ever applied for life or income protection cover and had rude shock of being told you’ll have an exclusion or loading and asked yourself, what the heck are exclusions and loadings, and why do I have them? Here's a quick rundown.

What exactly does "life insurance" entail anyway? Let’s get down to business as I try to explain the basics of what it is, how it works, the different types of policies available, and some of the frequently asked questions about it.

One of the best things about life is that it's always changing. You might buy a new car, get married, or have children. As your life changes, so do your personal insurance needs.

Even thinking about it makes our heads hurt. But the truth is, no one is invincible. So while we may not like to think about it, bad things can happen to anyone at any time. And I get why you don't have the headspace right now for your own mortality. But the thing is, life insurance is not just money for when you die. So hear me out.

Our youngest daughter shares her middle name with Phil’s sister, who died when she was four weeks old. Now this sounds sentimental, and really for the most part it is, except that Phil has also trained our 5 year old to recite her name with the tagline, ‘I’m named after my dead aunty.’ Very cute

Heading online to compare life insurance policies? Our life insurance advisers help with customised life insurance quotes. It’s quick, but not tick and flick. Get started with Skye.

Are you sure you have the right life insurance coverage to protect your family? Make sure you’re not falling into a coverage gap with these tips from Skye.

Financial nesting when you’re pregnant is a thing! Here are three things you can tick off now before you meet your new little family member.