So, you're minding your own business, going about your life, when BAM! You get hit with some unexpected illness or injury.

Income protection insurance is a financial safety net, providing support when life takes an unexpected turn due to illness or injury, and you find yourself unable to work. It ensures that a portion of your income continues to flow during challenging times. One key aspect of income protection insurance to grasp is the waiting period. In this article, we'll delve into waiting periods—what they are, their significance, and how to choose the right one for your needs.

As a kid, my summers were a whirlwind of imagination and exploration. I'd transform into an adventurer, seeking hidden treasures in my backyard, going on daring quests with my trusty bicycle, and building secret hideouts that only my closest friends were allowed to enter. In my mind, I was the hero of my very own summer saga.

With the holiday season now behind us, it's an ideal moment to focus on our financial well-being for the new year. As we step into this fresh chapter, understanding the impact of life insurance on our lives becomes more crucial than ever. Recent studies indicate that a 70% of Australians recognise the importance of life insurance, yet only about half actually have a policy in place.

As the festive bells ring and the year winds down, do you find yourself more frazzled than festive? You're not alone. The holiday season, while filled with cheer, often brings its own set of mental challenges, including heightened anxiety and stress. It's a time when work pressures from the past year collide head-on with a whirlwind of social commitments, leaving many of us feeling more overwhelmed than overjoyed.

Oh hey, it's that time of the year when the sun's shining brighter, the days are stretching longer, and our spirits are soaring – hello, summertime! But as we're soaking up the good vibes, let's not forget something super important: the sun's ultraviolet (UV) rays are also cranking up. Almost every case of skin cancer is linked to these sneaky UV rays, so playing it smart with sun protection is your golden ticket to reducing your risk.

Did you know that life insurance policies have a bunch of other extra benefits? Depending on your insurer, you can even add on some optional extras to beef up your cover or customise your policy.

Now, these extras might bump up your premiums a bit, but they also provide extra protection or sweeten the terms of your policy. Just remember to choose wisely, so you don't end up paying for stuff you don't need.

The holiday season is just around the corner, and you know what that means—a classic Aussie summer Christmas filled with barbies, beach days, and festive cheer. But, let's face it, all those gifts, parties, and food expenses can put a strain on your wallet. So, we've got some savvy tips to help you navigate the silly season and keep your budget in check.

Looking out for the future is a responsible and caring thing to do. And part of that is making sure your loved ones know about your life insurance policy and can get their hands on it if anything happens to you. If you take a few little steps now, you'll make things heaps easier for your family and mates when times get tough.

Unexpected expenses can sneak up on us when we least expect them, mate. From car troubles to household mishaps and even life-changing events, it's crucial to be prepared for these curveballs. Let's dive into some common unexpected expenses and how you can be ready for them without breaking the bank.

When it comes to life insurance, it's often associated with folks who have partners or kids who rely on them financially. But don't dismiss the idea of safeguarding your financial independence just because you're single. There are situations where singles Down Under should seriously think about getting life insurance.

Hey, lovebirds! Planning your dream wedding is an exciting adventure filled with love and laughter. But did ya know about some hidden wedding expenses that might sneak up on you? So, grab your thinking cap because we're about to unveil six often-overlooked costs you'll want to keep an eye on.

Hey there, it's October, and you know what that means? It's Breast Cancer Awareness Month, the time of year when we all come together to shine a light on how breast cancer affects our community.

Here at Skye, we’re passionate about insurance. Specifically personal insurances, such as Life, Total and Permanent Disability (TPD), Trauma and Income Protection Insurance. Unfortunately, not all personal insurance policies are created equally, and the cover you get from Insurer A vs Insurer B might be the difference between a successful insurance claim or a difficult, if not impossible battle to receive support when needed.

If you're knocked off your feet by sickness or an injury, income protection's designed to replace a portion of your income. But what if you've got a few paychecks coming in and if you have two or more sources of income? Let’s dive in!

Looking out for the future of our loved ones is a top priority for everyone. We want to make sure they are protected financially, no matter what comes their way. Stay with us as we explain why it's so important to have enough insurance cover. We're here to shed some light on the reasons you may consider before deciding to decrease your personal insurance cover.

Ever wondered how insurance companies crunch the numbers to calculate how much you pay for your life insurance? You see the money you pay for your life insurance, whether it's a monthly or yearly deal, is known as your "premium." Before you even commit to getting insured, they'll hand you a quote of what those premiums will cost you.

Today, we're diving into a topic that's close to our hearts: mental health. It's a subject that affects us all, whether directly or through our friends and family, so let’s delve deeper into this mental health journey and equip ourselves with the knowledge we need. After all, mental health is something we all have, and it’s high time we give it the attention it deserves.

Total and Permanent Disability insurance, lovingly known as TPD Insurance, isn't just jargon. It can be the safety net and your backup plan you never knew you needed. Let's dive into what TPD Insurance really is and why it's something worth considering.

It's time to give our bones a little extra love and attention. In this blog post, we're shining a spotlight on bone health. It might not be something you think about every day, but taking care of your bones now can set you up for a strong and fracture-resistant future.

We've all had those thoughts about whether our life insurance will actually come through when we need it most, right? So we're here to clear the air and give you the real deal on how life insurance claims pan out. You might have come across the idea that insurance companies are a bit tight-fisted when it comes to paying up. But let's get down to business and take a look at the cold, hard claims data. It's time to separate fact from fiction and find out what's really happening with life insurance claims here in Australia.