Can I claim tax deductions on life insurance premiums?
Get ready to dust off those abacus skills, because tax time is on its way! But before you go into full panic mode, let me clue you in on a little secret: you might be able to claim a tax deduction on your insurance premiums. Let's find out when you might be eligible for a tax deduction on insurance premiums and when tax deductions don’t apply. So put down that calculator and let's get started!
What you need to know about probate and why it is important to you
Losing a loved one is never easy. And as you navigate through the grieving process, there's another important task you can't ignore—sorting out their financial affairs according to their final wishes. That's where probate is important. Think of it as a way to make sure your love one's final wishes are respected. So, let's get this sorted, shall we?
A tale of three policies: Why selecting insurance through super or direct from insurer is not always a good idea
Having adequate personal insurances is one of the keys to building strong financial foundations. Often when you hear people talk about personal insurance (think life or income protection insurance), they’ll say that it seems much cheaper to go through their super fund or directly to the insurance company, as opposed to engaging the assistance a financial adviser.
Young Families and Life Insurance: What You Need to Know
When you're fresh on the scene and still growing, it can be tricky setting yourself up to keep your family financially safe—but hey, that's what mums and dads are for right? With a bit of know-how from us, we'll explore how life insurance has got your back (literally!). In this article, we'll look at why every young family should consider getting some type of cover plus how to decide which one is right for you (without all the stuffy jargon). And lastly, let’s bust any myths surrounding life cover so there won't be any shocking surprises down the track!
What you need to know about duty to take reasonable care
Facts about your health disclosures when applying for personal insurance
What are exclusions and loadings on life insurance policies?
If you’ve ever applied for life or income protection cover and had rude shock of being told you’ll have an exclusion or loading and asked yourself, what the heck are exclusions and loadings, and why do I have them? Here's a quick rundown.
Insurance 101: Everything you need to know about life insurance
What exactly does "life insurance" entail anyway? Let’s get down to business as I try to explain the basics of what it is, how it works, the different types of policies available, and some of the frequently asked questions about it.
Insurance refresher: When do you need to update your policies? (and when to get one)
One of the best things about life is that it's always changing. You might buy a new car, get married, or have children. As your life changes, so do your personal insurance needs.
Real reasons to get Life Insurance while you're still young
Even thinking about it makes our heads hurt. But the truth is, no one is invincible. So while we may not like to think about it, bad things can happen to anyone at any time. And I get why you don't have the headspace right now for your own mortality. But the thing is, life insurance is not just money for when you die. So hear me out.
Jokes about death (and why life insurance matters)
Our youngest daughter shares her middle name with Phil’s sister, who died when she was four weeks old. Now this sounds sentimental, and really for the most part it is, except that Phil has also trained our 5 year old to recite her name with the tagline, ‘I’m named after my dead aunty.’ Very cute
Online life insurance comparison
Heading online to compare life insurance policies? Our life insurance advisers help with customised life insurance quotes. It’s quick, but not tick and flick. Get started with Skye.
Are you falling into a coverage gap?
Are you sure you have the right life insurance coverage to protect your family? Make sure you’re not falling into a coverage gap with these tips from Skye.
Financial nesting when pregnant
Financial nesting when you’re pregnant is a thing! Here are three things you can tick off now before you meet your new little family member.