Looking out for the future of our loved ones is a top priority for everyone. We want to make sure they are protected financially, no matter what comes their way. Stay with us as we explain why it's so important to have enough insurance cover. We're here to shed some light on the reasons you may consider before deciding to decrease your personal insurance cover.

Ever wondered how insurance companies crunch the numbers to calculate how much you pay for your life insurance? You see the money you pay for your life insurance, whether it's a monthly or yearly deal, is known as your "premium." Before you even commit to getting insured, they'll hand you a quote of what those premiums will cost you.

Today, we're diving into a topic that's close to our hearts: mental health. It's a subject that affects us all, whether directly or through our friends and family, so let’s delve deeper into this mental health journey and equip ourselves with the knowledge we need. After all, mental health is something we all have, and it’s high time we give it the attention it deserves.

Total and Permanent Disability insurance, lovingly known as TPD Insurance, isn't just jargon. It can be the safety net and your backup plan you never knew you needed. Let's dive into what TPD Insurance really is and why it's something worth considering.

It's time to give our bones a little extra love and attention. In this blog post, we're shining a spotlight on bone health. It might not be something you think about every day, but taking care of your bones now can set you up for a strong and fracture-resistant future.

We've all had those thoughts about whether our life insurance will actually come through when we need it most, right? So we're here to clear the air and give you the real deal on how life insurance claims pan out. You might have come across the idea that insurance companies are a bit tight-fisted when it comes to paying up. But let's get down to business and take a look at the cold, hard claims data. It's time to separate fact from fiction and find out what's really happening with life insurance claims here in Australia.

See, when the chips are down, life insurance pays out a lump of cash to those you hold dear. It's like a helping hand from beyond the pearly gates, giving your folks the means to take care of debts and day-to-day costs. And choosing the person who gets your life insurance payout is a decision worth giving a good thinking-over. This simple guide covers the ins and outs of nominating a beneficiary, who can be nominated, and other aspects worth considering. Stick around as we chew the fat on this significant choice.

Hey, before you buy any financial product, it's super important to check out the product disclosure statement (PDS). I mean, it’s good to know what you're signing up for right? A PDS is like a guidebook that tells you all the important deets about the product so you can make an informed decision. The PDS usually covers all the essential elements of the product, so take the time to go through it carefully.

Before we dive into the world of insurance, there's this little thing called "underwriting" that you should know about.

When you apply for life insurance, the insurer needs to figure out how much of a risk you are to them. Fair enough! They do this by taking a squiz at some personal stuff like your health, lifestyle, and what you do for a living. It's all part of the underwriting process, which is just a fancy way of saying they're assessing the risk they're taking by covering you.

You've heard about the importance of diet, exercise, and mindfulness for staying healthy, but what about your finances? Turns out, your money matters more than you think when it comes to your wellbeing. Know why taking care of your financial health is a crucial part of a well-rounded approach to overall wellness. Is there really a link between your financial stability and your happiness? Let’s find out...

Heart disease is a big deal in Australia—it's a term that includes various heart, stroke, and blood vessel conditions. The most common types include coronary heart disease, stroke, heart failure, (and there are some real tongue twisters in the mix like) cardiomyopathy, atrial fibrillation, and peripheral arterial disease. Yep, big fancy words.

You know what's worse than running out of Vegemite? Inflation. Yeah, it's when the price of things keeps skyrocketing, and your money loses its value faster than a souped-up Holden on the freeway. And guess what? It's currently at its highest level since the 80s. So, be prepared to pay more for stuff in the future—like a fancy coffee that'll cost you a kidney.

Speaking of the future, if you've got life insurance, the amount of cover you have now may not cut it down the track. So how do you make sure your policy keeps up with inflation? Read on...

Get ready to dust off those abacus skills, because tax time is on its way! But before you go into full panic mode, let me clue you in on a little secret: you might be able to claim a tax deduction on your insurance premiums. Let's find out when you might be eligible for a tax deduction on insurance premiums and when tax deductions don’t apply. So put down that calculator and let's get started!

Did you know that April 1 wasn’t just for pranks in 2020? Nope, there were some sneaky changes in the law that could totally impact your insurance in superannuation fund. And of course, no one's really talking about it. Read on before you encounter another surprise!

Hey there, bloody heroes! At Skye, we're all about making a difference and doing good in the world. That's why we're super excited to announce our special campaign in honour of Blood Donor Day on June 14th. Get ready to roll up your sleeves, donate blood, and enjoy some awesome savings along the way. Let's be heroes in more ways than one!

Losing a loved one is never easy. And as you navigate through the grieving process, there's another important task you can't ignore—sorting out their financial affairs according to their final wishes. That's where probate is important. Think of it as a way to make sure your love one's final wishes are respected. So, let's get this sorted, shall we?

Bloody interest rates are on the rise, mate, making it tougher for Aussie families to handle their finances. Don't sweat it though! We've got your back with some top-notch tips to help you wrangle that mortgage like a pro.

Oh the joy to see the sun shining, the beaches golden, and you are waking up in the retirement spot of your dreams! Look, we get it, talking about saving for that retirement isn't exactly thrilling, but with some careful planning, you could be on track to live out your golden years in style. This blog post is all about how you can level up your savings game while securing some great tax deductions. So keep reading...

The way Skye sets up your insurance allows you to pay some premiums from your super, but doesn't require you to change your super fund.

Does life insurance feel like you're submerged in a sea of options? Well, we're here to throw you a life jacket and make it all easier. We're putting the spotlight on income protection insurance—more specifically, a benefit period up to age 65—as opposed to the 2 or 5-year benefit period your super fund might be offering. We'll explain why we believe a benefit period to age 65 is the bee's knees when it comes to protecting what matters most to you.