As a parent, it's your job to make sure the kiddos are financially savvy! Being money-smart can provide future freedom for them—so start 'em young and get teaching. So here are some tips on how you can help raise little budgeting boffins from an early age!

At Skye Wealth, we strive to provide the best financial planning advice to our clients. We're excited to announce that we've recently changed our licensee from Synchron to become self-licensed! We understand that you may have some questions about what this change means for you. So we've compiled some questions we've received about our licensee change:

Have you heard about the connection between your guts and your brain? It's legit! Turns out, taking care of your gut health can benefit your mental health too. At Skye, we understand the importance of protecting what matters most, and that includes your physical and mental health. But did you know that taking care of your gut health can impact your mental well-being and, in turn, affect your insurability?

Are you looking to take your first steps on the property ladder? Do you dream of owning a home but feel overwhelmed by all the loans options and paperwork involved in making it happen? Don't worry—we've been there too!

Ever thought about what would happen if you got sick and couldn't clock in at work? How would you pay your bills? And let's say it's not just a little flu, but a serious, life-changing illness. Would you be able to cover the medical expenses?

Having adequate personal insurances is one of the keys to building strong financial foundations. Often when you hear people talk about personal insurance (think life or income protection insurance), they’ll say that it seems much cheaper to go through their super fund or directly to the insurance company, as opposed to engaging the assistance a financial adviser.

When you're fresh on the scene and still growing, it can be tricky setting yourself up to keep your family financially safe—but hey, that's what mums and dads are for right? With a bit of know-how from us, we'll explore how life insurance has got your back (literally!). In this article, we'll look at why every young family should consider getting some type of cover plus how to decide which one is right for you (without all the stuffy jargon). And lastly, let’s bust any myths surrounding life cover so there won't be any shocking surprises down the track!

Facts about your health disclosures when applying for personal insurance

Let's face it, claiming on insurance can be a pretty daunting thought. But having income protection in your back pocket gives you that extra bit of security when life throws something unexpected at you. It pays to know you've got some cover if things take an unexpected turn, and that's when income protection can be a lifesaver.

If you’ve ever applied for life or income protection cover and had rude shock of being told you’ll have an exclusion or loading and asked yourself, what the heck are exclusions and loadings, and why do I have them? Here's a quick rundown.

Aussies are a tough bunch. We like to think of ourselves as being able to handle anything that comes our way. But the truth is, sometimes life throws us a curveball—which brings me to this next point about trauma insurance.

What exactly does "life insurance" entail anyway? Let’s get down to business as I try to explain the basics of what it is, how it works, the different types of policies available, and some of the frequently asked questions about it.

One of the best things about life is that it's always changing. You might buy a new car, get married, or have children. As your life changes, so do your personal insurance needs.

Even thinking about it makes our heads hurt. But the truth is, no one is invincible. So while we may not like to think about it, bad things can happen to anyone at any time. And I get why you don't have the headspace right now for your own mortality. But the thing is, life insurance is not just money for when you die. So hear me out.

If your income protection policy is being paid through cashflow then some (or all) of the premiums will be tax deductible and as such your insurance provider will be mailing or emailing you the tax statements.

Current income protection products are generous, and as a result, insurance companies are losing money. APRA (The insurance regulator) has stepped in to create rules to make insurance policies taken out after 1 October 2021 more sustainable. This means that insurance policies taken out before 1 October 2021 are likely to be better quality policies than covers taken out after the changes.

Our youngest daughter shares her middle name with Phil’s sister, who died when she was four weeks old. Now this sounds sentimental, and really for the most part it is, except that Phil has also trained our 5 year old to recite her name with the tagline, ‘I’m named after my dead aunty.’ Very cute

Heading online to compare life insurance policies? Our life insurance advisers help with customised life insurance quotes. It’s quick, but not tick and flick. Get started with Skye.

Are you sure you have the right life insurance coverage to protect your family? Make sure you’re not falling into a coverage gap with these tips from Skye.

Financial nesting when you’re pregnant is a thing! Here are three things you can tick off now before you meet your new little family member.