Health spotlight: Understanding ovarian cancer
Ovarian cancer might not be the easiest topic to chat about, but hey, we're all about keeping it real here. In Australia, roughly 1,815 women get hit with the news of ovarian cancer each year. To make it even trickier, most of the time, it's already reached an advanced stage when they find it, and that's a real tough spot to be in.
Financially preparing for Baby #2: Smart money moves for your growing family
Expecting a second child? Congratulations! While you may already be a pro at diaper changes and late-night soothing, your financial landscape is about to experience a few changes of its own. Growing your family means taking a closer look at your budget, expenses, and future financial goals.
Scam-proofing your finances
Ever been on the receiving end of a scam call or dodgy text message? You're not alone in this wild world of online trickery! But don't worry, we're here to give you some tips on how to spot those scams and protect your hard-earned cash.
Chill out with mindfulness
Ever wondered about the buzz surrounding mindfulness? In this blog, we're breaking down the mindfulness basics and giving you a guide to getting started.
Guarding your paycheck: Is income protection worth it?
People often ask, "Do I really need life insurance if I don't own a house?" Well, what do you think is your most precious asset?
Now, some people might say their fancy car or their shiny new phone. But the real answer is something a bit more intangible. It's your ability to make money. Yeah, you heard me right. That job that puts food on the table and keeps a roof over our heads.
Keeping your sanity: Parenting and mental wellbeing
Recently joined the parent club? I hear you. Becoming a parent is one heck of a ride, full of twists and turns that can challenge your mental health. For those who've given birth, it involves managing the physical strains that come with childbirth and breastfeeding. And for all parents, it's about tackling sleep deprivation, sensory overload, relationship stresses, and a newfound scarcity of free time. The truth is, depression and anxiety often accompany this journey, affecting up to 1 in 5 mothers and 1 in 10 fathers.
Understanding income protection waiting periods
So, you're minding your own business, going about your life, when BAM! You get hit with some unexpected illness or injury.
Income protection insurance is a financial safety net, providing support when life takes an unexpected turn due to illness or injury, and you find yourself unable to work. It ensures that a portion of your income continues to flow during challenging times. One key aspect of income protection insurance to grasp is the waiting period. In this article, we'll delve into waiting periods—what they are, their significance, and how to choose the right one for your needs.
Wallet-friendly summer fun: Keeping the kids entertained
As a kid, my summers were a whirlwind of imagination and exploration. I'd transform into an adventurer, seeking hidden treasures in my backyard, going on daring quests with my trusty bicycle, and building secret hideouts that only my closest friends were allowed to enter. In my mind, I was the hero of my very own summer saga.
Sorting out your life Insurance in 2024: What's best for your age?
With the holiday season now behind us, it's an ideal moment to focus on our financial well-being for the new year. As we step into this fresh chapter, understanding the impact of life insurance on our lives becomes more crucial than ever. Recent studies indicate that a 70% of Australians recognise the importance of life insurance, yet only about half actually have a policy in place.
Holiday stress? Say no to end of year burnout
As the festive bells ring and the year winds down, do you find yourself more frazzled than festive? You're not alone. The holiday season, while filled with cheer, often brings its own set of mental challenges, including heightened anxiety and stress. It's a time when work pressures from the past year collide head-on with a whirlwind of social commitments, leaving many of us feeling more overwhelmed than overjoyed.
Sun’s out, myths out: Busting skin cancer beliefs and what you need to know to protect yourself
Oh hey, it's that time of the year when the sun's shining brighter, the days are stretching longer, and our spirits are soaring – hello, summertime! But as we're soaking up the good vibes, let's not forget something super important: the sun's ultraviolet (UV) rays are also cranking up. Almost every case of skin cancer is linked to these sneaky UV rays, so playing it smart with sun protection is your golden ticket to reducing your risk.
Life insurance extra benefits you didn’t know you needed
Did you know that life insurance policies have a bunch of other extra benefits? Depending on your insurer, you can even add on some optional extras to beef up your cover or customise your policy.
Now, these extras might bump up your premiums a bit, but they also provide extra protection or sweeten the terms of your policy. Just remember to choose wisely, so you don't end up paying for stuff you don't need.
Smart tips for Christmas budgeting
The holiday season is just around the corner, and you know what that means—a classic Aussie summer Christmas filled with barbies, beach days, and festive cheer. But, let's face it, all those gifts, parties, and food expenses can put a strain on your wallet. So, we've got some savvy tips to help you navigate the silly season and keep your budget in check.
Ensuring your loved ones are informed about your life insurance policy
Looking out for the future is a responsible and caring thing to do. And part of that is making sure your loved ones know about your life insurance policy and can get their hands on it if anything happens to you. If you take a few little steps now, you'll make things heaps easier for your family and mates when times get tough.
7 sneaky surprise bills and how to outsmart them
Unexpected expenses can sneak up on us when we least expect them, mate. From car troubles to household mishaps and even life-changing events, it's crucial to be prepared for these curveballs. Let's dive into some common unexpected expenses and how you can be ready for them without breaking the bank.
I'm single and have no kids: Do I really need life insurance?
When it comes to life insurance, it's often associated with folks who have partners or kids who rely on them financially. But don't dismiss the idea of safeguarding your financial independence just because you're single. There are situations where singles Down Under should seriously think about getting life insurance.
Planning your wedding: Sneaky costs to keep an eye on
Hey, lovebirds! Planning your dream wedding is an exciting adventure filled with love and laughter. But did ya know about some hidden wedding expenses that might sneak up on you? So, grab your thinking cap because we're about to unveil six often-overlooked costs you'll want to keep an eye on.
Health Spotlight: Breast Cancer
Hey there, it's October, and you know what that means? It's Breast Cancer Awareness Month, the time of year when we all come together to shine a light on how breast cancer affects our community.
The truth about insurance in your superannuation fund
Here at Skye, we’re passionate about insurance. Specifically personal insurances, such as Life, Total and Permanent Disability (TPD), Trauma and Income Protection Insurance. Unfortunately, not all personal insurance policies are created equally, and the cover you get from Insurer A vs Insurer B might be the difference between a successful insurance claim or a difficult, if not impossible battle to receive support when needed.
Juggling multiple jobs and wondering about income protection?
If you're knocked off your feet by sickness or an injury, income protection's designed to replace a portion of your income. But what if you've got a few paychecks coming in and if you have two or more sources of income? Let’s dive in!