superannuation Jam Villasanta superannuation Jam Villasanta

Supercharged savings: Understanding your super contribution options (as of 22-23 FY) 

If you're looking to buff up your super beyond the usual employer contributions, you've stumbled onto some gold info here. Whether you're flying solo or navigating financial waters with your significant other, making smart contributions to your super can really pay off as you sail toward retirement. Let’s dive into the how and why of pumping up your super savings.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Self-love: why it isn't selfish 

You know the lines...

β€œYou gotta start loving yourself more, mate.”

β€œWhy the cold shoulder to yourself, huh?”

β€œMate, you can’t pour from an empty cup; love yourself first!”

These sayings are tossed around like hot chips at a footy match, all in the name of leading a happier, more kick-arse life. But let's be realβ€”what is self-love really?

Read More
total & permanent disability Jam Villasanta total & permanent disability Jam Villasanta

TPD insurance: Understanding the definitions 

TPD insurance stands for Total & Permanent Disability, and it's a type of insurance that can be a real lifesaver if you ever find yourself unable to work due to a serious injury or illness. However, TPD insurance isn't just one-size-fits-all. Nope, there are actually three different definitions that insurers use to determine if you're eligible to make a claim. When it comes to Total Permanent Disability (TPD) insurance and Income Protection, there are three broad definitions - any occupation, own occupation and activities of daily living. So let's explore what each definition means for you and your policy.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Living longer, living better: Lessons from the blue zones 

Have you ever come across the term 'blue zones'? These are specific areas around the world where people appear to have discovered the key to extending their lifespan and enhancing their overall well-being. Picture experiencing fewer signs of aging, boundless energy, and a life liberated from the burdens of degenerative illnesses. It might sound too good to be true, but it's actually happening!

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Never miss a beat: Heart health matters 

Every day, heaps of Aussies are dealing with heart disease, and it's a big dealβ€”it's actually the top cause of death down under. With a heart attack happening every four minutes, it's time we all sit up and take notice.

This Heart Week, happening from 6th to 12th May 2024, we've got the National Heart Foundation of Australia leading the charge, rallying health pros and everyday Aussies alike to never miss a beat when it comes to heart health.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Energise your life: Tips to beat fatigue in 2024 

Tired of waking up tired?

Feeling like you've aged a decade in the first few months of 2024?

If you're constantly hitting the snooze button and dragging yourself through the day, it's time to kick that fatigue to the curb and reclaim your energy. As we navigate through 2024, let's explore some simple yet effective ways to banish tiredness and greet each day with gusto! 🌟

Read More
life insurance Jam Villasanta life insurance Jam Villasanta

Peace of mind on a budget: Life insurance strategies for sole providers 

If you're shouldering the financial responsibilities of your household all on your own, you know firsthand how tough it can be to stretch that single paycheck to cover everything. With bills piling up and expenses seemingly multiplying overnight, budgeting for life insurance might seem like an impossible feat. So we're here to shed some light on how you can make it work.

Read More
life insurance Jam Villasanta life insurance Jam Villasanta

Ageing gracefully: How to tailor your life insurance as you age 

As we journey through life, our needs, priorities, and responsibilities evolve, and so should our insurance cover. Whether you're just starting out in your career, settling down with a family, or enjoying your golden years, having the right life insurance is crucial for protecting yourself and your loved ones. But with so many options available, how do you know which one suits you best at each stage of life? Let's explore how to tailor your life insurance as you age, ensuring you're always covered for whatever life throws your way.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Forget New Year's: How Easter resolutions can actually work 

So, you kicked off the new year with a bang, full of motivation and determination to conquer those resolutions. Gym memberships were signed, diets were started, and plans for personal growth were laid out. But fast forward a few months, and that initial burst of enthusiasm seems to have fizzled out faster than a firework on New Year's Eve. Sound familiar? Turns out, those New Year's resolutions might not be the golden ticket to success after all.

Read More
life insurance Jam Villasanta life insurance Jam Villasanta

Home sweet home: Is life insurance on your checklist when buying a home?

So, you're taking the plunge into homeownership? Exciting times ahead! Whether you're diving into the property market for the first time or upgrading to your dream abode, buying a home is a major milestone. But amidst the whirlwind of open inspections, mortgage applications, and packing boxes, there's one important question you might not have considered: do you need life insurance when buying a home?

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Worry less, live more: How to reduce financial stress in 2024 

Feeling the pressure of juggling bills, work deadlines, and life's curveballs? You're not alone. But hey it’s not all bad news! According to Laura Kampel, Senior Clinical Psychologist and Head of Clinical Services at Black Dog Institute, a little stress can actually be a good thing. It's like your body's way of saying, "Hey, wake up! Let's tackle this challenge!" But when stress overstays its welcome, it's like that guest who just won't leave the party – not cool.

That's why we're here to help you kick financial stress to the curb and reclaim your peace of mind in 2024.

Read More
life insurance Jam Villasanta life insurance Jam Villasanta

Insuring your happily ever after: A married couple's guide to life insurance 

Hey lovebirds! πŸ’ Ready to embark on the journey of marriage and all the adventures it brings? As you dive into the blissful world of wedded bliss, there's more to consider than just picking out the perfect wedding cake or choosing the right honeymoon destination. Yep, we're talking about the not-so-glamorous but oh-so-important realm of insurance. While it may not be the most romantic topic, ensuring you and your partner are adequately protected is a crucial part of building a secure future together.

Read More
personal finance Jam Villasanta personal finance Jam Villasanta

Tune in to tune up: Top podcasts for financial literacy 

Hey there, new parents-to-be! 🍼 Excited about the upcoming arrival of your little bundle of joy? Well, get ready for a rollercoaster ride of emotions and sleepless nights because parenthood is about to hit you like a ton of bricks! But hey, amidst all the thrills and nappy changes, there's one thing you've got to make the most of – parental leave. Yep, that golden period where you get to bond with your newborn and maybe catch a few extra z's (if you're lucky). So, how do you make the most of this precious time off work? Stick around to know how to ace your parental leave game and ensure a smooth transition back to the 9-to-5 grind. 

Read More
personal finance Jam Villasanta personal finance Jam Villasanta

Parental leave 101: How to maximise your time off for new parents 

Hey there, new parents-to-be! 🍼 Excited about the upcoming arrival of your little bundle of joy? Well, get ready for a rollercoaster ride of emotions and sleepless nights because parenthood is about to hit you like a ton of bricks! But hey, amidst all the thrills and diaper changes, there's one thing you've got to make the most of – parental leave. Yep, that golden period where you get to bond with your newborn and maybe catch a few extra z's (if you're lucky). So, how do you make the most of this precious time off work? Stick around to know how to ace your parental leave game and ensure a smooth transition back to the 9-to-5 grind.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Writing your way to wellness: Exploring the benefits of journaling

Ever thought about grabbing a journal and jotting down your thoughts? It's not just about writing – it might be a game-changer for boosting your mood and getting a grip on life's ups and downs. It may also help you ditch stress, and get some quality sleep. Journaling isn't rocket science; it's a simple yet powerful way to dial up your emotional wellbeing and find some clarity in the chaos. So, if you're up for a little experiment in self-discovery, why not give journaling a whirl? Let's see how it can shake things up for the better.

Read More
life insurance Jam Villasanta life insurance Jam Villasanta

Navigating multiple insurance payouts: Is it possible? 

Ever found yourself wondering if you could tap into multiple insurance policies when life throws you a curveball? You're not alone. With various types of coverage available like Life, Total and Permanent Disability (TPD), Trauma or Critical Illness, and Income Protection (IP) insurance, it's natural to question if they can all pitch in when the going gets tough. Well, guess what? It's not just a pipe dream. But before you start planning your retirement in the Maldives based on insurance payouts, let's break down how these policies can actually work together and what you need to know for a solid financial safety net.

Read More
health & wellness Jam Villasanta health & wellness Jam Villasanta

Work, life, and passion: Nurturing mental wellbeing and self-care 

Ever wonder what all the fuss is about when it comes to work-life balance? Is it just about juggling work and family obligations, or is there more to it? Spoiler alert: there's definitely more. It's about finding harmony in all aspects of life, including making time for the things that bring you joy.

So, if you're curious about how pursuing your passions can positively impact your mental health and overall wellbeing, you're in the right place.

Read More
income protection Jam Villasanta income protection Jam Villasanta

Understanding income protection insurance for the self-employed 

Running your own business comes with a lot of perks, from setting your own schedule to pursuing your passions. But amidst the hustle and bustle of entrepreneurship, it's crucial not to overlook the importance of financial protection. While being your own boss brings many joys, it also means you're solely responsible for your financial security in times of illness or injury. Today, we're diving into income protection insurance for the self-employed. Whether you're a freelancer, consultant, or small business owner, understanding the ins and outs of income protection can give peace of mind as you navigate the twists and turns of your entrepreneurial journey.

Read More