Income protection insurance can be a financial lifesaver if you get sick or injured and can’t work for a while. It provides a monthly income to help cover your living expenses during tough times. You can get this insurance either through your superannuation fund or as a separate policy (retail insurance). Each option has its own pros and cons. Let’s break down the key differences so you can decide what’s best for you.

When it comes to weekends, Saturdays are all about relaxing, while Sundays are for getting prepped for the week ahead. Lately, social media has dubbed these Sunday activities the "Sunday reset."

When you take out a life insurance policy, the insurer needs to figure out how much you’ll pay in premiums. This process, called underwriting, looks at factors like your job, medical history, hobbies, and financial situation. Basically, it means you’re only paying for the cover you actually need.

Sometimes, insurers need more info about your health to make a fair decision on your application. For instance, if you have a pre-existing condition, you might have to get a medical exam before they give you the green light. Let's dive into why this happens and what you can expect from the process.

Hey, it’s Men’s Health Week and it’s more than just about physical fitness—it’s about mental health and emotional wellbeing too. This week, we’re shining a light on the health challenges faced by men in Australia and around the globe.

Running your own show? Whether you’re a freelancer, entrepreneur, tradie, or small business owner, being self-employed in Australia comes with heaps of benefits. You get to be your own boss, set your own hours, and reap the financial rewards. But it’s also crucial to be aware of the risks that come with it.

Can you believe we're already halfway through 2024? If you're still hoping this will be your happiest, healthiest year yet, experts say it all comes down to your mindset.

First off, if those January resolutions have already slipped, don’t sweat it. You’re definitely not alone. Research shows that January 19 is the most common date for resolutions to fizzle out.

Here's a topic that’s often misunderstood: life insurance with mental health conditions. There are a few myths out there that can make the whole thing seem more complicated than it really is. Understanding what you can be covered for is key to choosing the best options for your situation.

Feeling like stress has taken over your life? Maybe it's time to tap into your creative hobbies. Hobbies aren’t just for those with loads of spare time—they might be just what you need to manage stress and enhance your wellbeing.

Discover the top 5 money mistakes to avoid in 2024 and learn practical tips to master your finances. Get expert advice from Glen James on budgeting, planning, and more.

Finding out you’re pregnant is one of those life moments that’s a mix of pure joy and a bit of “What now?” As the double lines on your pregnancy test sink in and you’ve shared the news with friends and family, the countdown officially begins. It’s an exciting time, but it can also feel a tad overwhelming.

If you're looking to buff up your super beyond the usual employer contributions, you've stumbled onto some gold info here. Whether you're flying solo or navigating financial waters with your significant other, making smart contributions to your super can really pay off as you sail toward retirement. Let’s dive into the how and why of pumping up your super savings.

You know the lines...

“You gotta start loving yourself more, mate.”

“Why the cold shoulder to yourself, huh?”

“Mate, you can’t pour from an empty cup; love yourself first!”

These sayings are tossed around like hot chips at a footy match, all in the name of leading a happier, more kick-arse life. But let's be real—what is self-love really?

TPD insurance stands for Total & Permanent Disability, and it's a type of insurance that can be a real lifesaver if you ever find yourself unable to work due to a serious injury or illness. However, TPD insurance isn't just one-size-fits-all. Nope, there are actually three different definitions that insurers use to determine if you're eligible to make a claim. When it comes to Total Permanent Disability (TPD) insurance and Income Protection, there are three broad definitions - any occupation, own occupation and activities of daily living. So let's explore what each definition means for you and your policy.

Have you ever come across the term 'blue zones'? These are specific areas around the world where people appear to have discovered the key to extending their lifespan and enhancing their overall well-being. Picture experiencing fewer signs of aging, boundless energy, and a life liberated from the burdens of degenerative illnesses. It might sound too good to be true, but it's actually happening!

Every day, heaps of Aussies are dealing with heart disease, and it's a big deal—it's actually the top cause of death down under. With a heart attack happening every four minutes, it's time we all sit up and take notice.

This Heart Week, happening from 6th to 12th May 2024, we've got the National Heart Foundation of Australia leading the charge, rallying health pros and everyday Aussies alike to never miss a beat when it comes to heart health.

Tired of waking up tired?

Feeling like you've aged a decade in the first few months of 2024?

If you're constantly hitting the snooze button and dragging yourself through the day, it's time to kick that fatigue to the curb and reclaim your energy. As we navigate through 2024, let's explore some simple yet effective ways to banish tiredness and greet each day with gusto! 🌟

If you're shouldering the financial responsibilities of your household all on your own, you know firsthand how tough it can be to stretch that single paycheck to cover everything. With bills piling up and expenses seemingly multiplying overnight, budgeting for life insurance might seem like an impossible feat. So we're here to shed some light on how you can make it work.

Hey there, fellow busy brains! Ever feel like your mind is a never-ending jumble of thoughts and to-dos? You're not alone. With research suggesting we churn through 6000 thoughts and a whopping 35,000 decisions buzzing around in our heads daily, it's no wonder our minds can feel a bit like a cluttered attic.

As we journey through life, our needs, priorities, and responsibilities evolve, and so should our insurance cover. Whether you're just starting out in your career, settling down with a family, or enjoying your golden years, having the right life insurance is crucial for protecting yourself and your loved ones. But with so many options available, how do you know which one suits you best at each stage of life? Let's explore how to tailor your life insurance as you age, ensuring you're always covered for whatever life throws your way.

So, you kicked off the new year with a bang, full of motivation and determination to conquer those resolutions. Gym memberships were signed, diets were started, and plans for personal growth were laid out. But fast forward a few months, and that initial burst of enthusiasm seems to have fizzled out faster than a firework on New Year's Eve. Sound familiar? Turns out, those New Year's resolutions might not be the golden ticket to success after all.